Does my car insurance cover me when using a Host's EV charger?

In many cases, your comprehensive car insurance should cover incidents while charging at a third-party location. However, we advise checking with your insurance provider to confirm the following:

  • Coverage for damage to your vehicle: Ensure your policy includes incidents that may occur while charging at private chargers.
  • Liability protection: Confirm you are protected if any damage is caused to the Host’s property or charging equipment while using their charger.

Some insurance providers in Australia offer EV-specific policies that may better cover charging-related risks. We recommend reviewing EV insurance options that offer enhanced coverage for charging at both home and at public or private stations.

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